Introducing Flo AI: Meet Flo, Your Procurement Copilot
Last updated: August 7, 2026
Who it's for: Anyone who interacts with Spendflo — Flo helps requesters, approvers, procurement, and AP teams alike.
What you'll learn: What Flo can do, how to ask it questions, and when it acts on its own versus checking with you first.
Flo is the AI agent layer built into Spendflo — not one assistant, but three agents working together, each owning a different piece of the procurement lifecycle.

Figure 4.1 — My Hub, the home page you land on after logging in. Flo AI is one click away in the sidebar, and the same Ask/search bar is available right here.
The three agents
Flo Procure — handles intake, vendor onboarding, approval routing, and PO creation. For standard requests, it can carry the full lifecycle through without any human intervention.
Flo Contracts — ingests every contract you upload, extracts the key fields, flags risk clauses, and tracks obligations and renewal dates.
Flo AP — matches bills to POs and contracts, surfaces variances, and queues clean invoices for payment.
Three ways to use Flo
Ask a question. Open Flo AI from the sidebar and type a plain-English question — "What's pending on the Matrix Labs request?", "Show me agreements expiring this quarter," or "Compare our Adobe spend to the industry benchmark."
Raise a request. Describe what you want to buy, and Flo pre-fills the intake form for you.
Let Flo act. For requests that match a known pattern — renewing an existing tool, software under your auto-approve threshold — Flo runs the full workflow on its own and notifies you once it's ready for sign-off.
When Flo escalates
Flo hands off to a human automatically when the request is high-value, the supplier is new, the contract has a non-standard clause, or company policy calls for a specific reviewer. You'll always see a clear note explaining why.
Tip: The Ask Flo button at the top right of every screen is context-aware — on a supplier page, it defaults to questions about that supplier; inside a request, it defaults to that request.